Constructing a comprehensive financial plan is a complex process that takes time, knowledge, resources and commitment. Maintenance of the required knowledge and credentials itself involves expending time, energy and money on continuous basis.


Our Fee is Genuine!

We charge strictly on the basis of how much work we do for you (not on the basis of value of your investments/assets under advice or income). This results in NOT over-charging any client with large assets.

On the other hand, for clients with lower income, we provide discount in fee varying oppositely to their income level. That is, lower the income, higher the fee discount! (This does NOT mean we work lesser for them, it’s just a matter of social obligation.)

So rest assured we are concerned, more than you, about the fee you pay for our service. It’s strictly controlled. As a matter of fact, our remuneration is moderate in comparison to the significant value you get over time.

“Financial planning is a profession for us, not a business…


We Offer ‘Pure Fee-Only’ Financial Planning Service!

We provide financial planning service with absolutely no conflict of interest, getting paid only by our clients. Our compensation is in the form of competitive & affordable flat-fee based on the time and complexity of the planning work involved.

Your financial planner does not work primarily for money. Rather he enjoys working to financially improve people’s lives. The fee you pay is actually your contribution towards keeping his practice healthy and progressive, to enable him to continuously serve you to your full satisfaction, now and in future.

“Our worth is defined by how much more we give in value than we take in payment…


You Get The Service Of A SEBI Regd Investment Adviser And A CFPᶜᵐ Professional!

A financial planner/adviser is required by law to get registered under the SEBI Investment Advisers Regulations, 2013. We are required to work only for fee (and not to accept any other remuneration for our work, including commissions). This is to avoid any conflict of interest, and to work solely for the client and not for any product company. The SEBI registration and the CFPᶜᵐ certification are the professional commitments of a financial planning expert, that you cannot neglect, if you plan to avail an independent financial planning service.

“It’s the commitment that matters…


Nothing Comes For Free In Life!

You may find in the market so many financial advisers giving free advice. But you get what you pay for. The “free” option ultimately proves to be the expensive one when you find that the high product commissions and management charges are actually paid by you, whereas an independent financial plan suggests lower cost and relevant investment products. If any financial decision based on improper advice happens to be wrong, it may bear prolonged adverse effect on your life. Financial planning fee paid is actually an investment into a happy life.

“Wise people do not hesitate in paying ‘a few thousands’ to save/make ‘lakhs’…


The best financial adviser

I was looking for a fee only financial planner and came across Mr. Sukhvinder Sidhu through some blog. I sent him request and he set a call. We discussed various things related to finance/ investments; the meeting went on for hours. I became fully sure that I have found the right person to seek advice and start my investments. Based on my needs he suggested me a financial plan to help me to start from scratch. He explained each and every thing pleasantly.

I must say it is a 24/7 support service and we can connect through various medium like mail/What’s app etc. With advanced tools/application, he provides the detailed information so customer can understand the report properly. The financial plan is customized as per our need and current situation. Sukhvinder foresees the future situation as well and suggests investments accordingly.

I am out of India but did not feel the distance as he was one step away for my queries. I loved working with him and look forward to continue the fruitful relationship in future. I absolutely recommend Mr. Sukhvinder and FinlifeCare Solutions to anyone looking for an unbiased, knowledgeable and dedicated financial adviser and you will get plenty of support/guidance whether you are in India or out of India.

Abhishek Pathak
Information Technology

Points out blind spots in our thinking, and helps us find appropriate remedies

Mr Sukhvinder is a thorough professional who is a hardworking and dedicated financial planner. He analyses a client’s life situation and goals in detail, and suggests options that will meet a client’s goals with the best chance of success, even if that may run contrary to the client’s own mindset.

I enjoyed working with him and look forward to a fruitful relationship in the future. I especially appreciate the rapid turnaround in response to questions and queries. He is open to suggestions and very flexible throughout every step of the planning process. He points out blind spots in our thinking, and helps us find the appropriate remedies. I wholeheartedly recommend Mr Sukhvinder for anyone looking for an unbiased, knowledgeable and dedicated financial adviser.

Nishanth Muralidhar

Very professional and committed to client satisfaction

I was looking for a fee-only financial planner and came across FinlifeCare solutions. The thing that attracted me most was Mr. Sukhvinder Sidhu’s commitment to cater to the needs of all sections of society with financial planning and securing their future.

In the last 2 years that i have worked with him, i can say he is very knowledgeable and very professional and really is a pioneer in financial planning. He diligently answered all my queries and gave me confidence when I was skeptical. He is committed to client satisfaction. If you are new and looking for help with your financial planning needs then I will strongly recommend Mr Sukhvinder. I will definitely be looking to work with him for many more years.

Govardhan Dulam

Always available for support and help in terms of financial planning

After having a first but bad experience with a famous financial planner last year, we found Mr. Sukhvinder Sidhu as an unbiased fee-only planner. It’s been a very happy and satisfying experience with him. Everything from Data Gathering to Plan Implementation is excellent! The most important thing – he is always available for support and help in terms of financial planning. We would recommend Mr. Sidhu to those who are in search of a Good Financial Planner.

Baloni, Chandra Mohan and Renuka

Doing a very good work of securing financial lives

I have taken Sukhvinder Sidhu’s financial planning service this year. Along with what insurances are required specific to my family’s requirement and proper investments, the service involved many other essential things about money, which I was earlier ignorant about. As observed during our work meetings, I find him a nice person and a sincere professional with high commitment level. He is doing a very good work of securing financial lives of busy people like us.

Gaurav Verma
Managing Partner, G-Charge Mobile Accessories

I feel I have started a new way of life without worries about future

When first started with the financial planning process, I just felt I need to know ‘financial planning’ to settle down some of my personal finance issues. But after completion of my financial plan by Sukhvinder Sidhu, I feel I have started a new way of life without worries about future. Financial planning giving financial freedom to live at present!

Dileep Earully Sankaran


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