Registered, Qualified & Fee-Only Planner
You Get SEBI-RIA and CFPCM Professional As Your ‘Fee-Only’ Financial Planner!You can feel most safe and assured of the right financial planning service with one who is:
- Registered Investment Adviser with SEBI,
- Certified Financial PlannerCM with FPSB India, and
- Fee-only Financial Planner
…all at the same time.
Your financial planner, Sukhvinder Sidhu, is registered with Securities & Exchange Board of India (SEBI), the Govt. Regulator for Capital Markets & Investments in India. Thus he is accountable for proper conduct of his investment advisory service as per the SEBI (Investment Advisers) Regulations, 2013. Note that, only one who is registered with SEBI can legally provide investment advice in India.
Certified Financial PlannerCM or CFPCM Certification is the most prestigious & globally recognized financial planning qualification. Your adviser, Sukhvinder Sidhu, has this credential; rest assured you get unbiased, independent and competent financial advice for your life. He abides by FPSB India’s Code of Ethics, Rules of Professional Conduct and Practice Standards. Your financial information is kept strictly confidential.
‘Fee-Only’ Financial Planner
‘Fee-only’ financial planning means there is no scope of any conflict of interest in the service provided. Your planner works only on fee, and DOES NOT earn any commission or any other kind of remuneration. Thus he works exclusively for and in the best interest of his clients, not for any financial company.
Specific Focus On Financial Planning
You Get Specialized Financial Planning Service From Us!
A specialist, instead of getting involved in a number of activities, concentrates on his specific core subject/field. You get the same from us in our field of expertise! To keep our focus exclusively on financial planning work, we do not sell or arrange financial products, nor do we write Trusts or Wills. Along with serving you absolute best in financial planning, we do properly assist/guide you in implementing the suggested action points in the prepared plan.
No Conflict Of Interest Whatsoever
You Get The ‘Purest Form Of Financial Planning Service’ Being Practiced In The World!
FinlifeCare Solutionsᵀᴹ is pure ‘fee-only’ financial planning firm. ‘Fee-only’ means the service DOES NOT involve any source of income other than the service fee from client.
Our ‘fee-only’ service leaves no chance of any conflict of interest whatsoever. Having no affiliation with any of the financial product sellers, we do not receive or accept commissions, referral fee or any other form of compensation. As we are paid only by our clients, our loyalty lies totally with them and we work independently and exclusively for them.
Further, the fee is based on the time and complexity of the planning work involved, not as a percentage of your account/assets.
Comprehensive Personal Finance Solution
FinlifeCare’s Comprehensive Financial Planning Service Gives You Value For Your Overall Life In The Form Of Financial Freedom And Peace!
The financial plan prepared is tailored to satisfy/achieve your financial life needs/goals, and increase your net worth at the same time.
We take you through an established and globally practiced process of financial planning to realize the true benefits. After the setting-up of your financial goals and assessment of your current financial position, our planning service develops and deploys strategies to achieve following objectives for you:
- Protecting your existing wealth from any adverse events in life, through strategies to adequately and properly protect you financially against various kinds of risks.
- Growing your wealth by focusing on right asset allocation, diversification of risk, tax efficiency, portfolio re-balancing or revision of asset allocation whenever required.
- Using your wealth for funding your financial life goals as and when these fall due, including accumulation of corpus for your retirement life when active income stops but expenses do rise.
- Distributing your wealth finally to your next generation in an orderly & tax-efficient way, without delay & legal hassles and as per your wishes.
Unique Financial Planning Experience
Our Planning Process Gives You Not Only The Required Solution But Also An Interesting Learning Experience!
The process takes you on an unusual and interesting journey wherein you find the true meaning and place of money in life. As money is here to facilitate all the things that we value and need the most in this world, your financial plan and its implementation ensures that this actually happens for you leading to a contented and happy life.
The active engagement in the planning process between you and your planner is such an enriching experience which, most likely, you have not experienced before. The quality of communication is most proper and healthy, which not only helps you in getting a satisfying financial solution to your life needs but also gives you an environment for learning the money basics from an expert in an ongoing and easy way.
Your Family Financial-Doctor
You Get An Ongoing Expert Guide For Your Family’s Financial Life!
Just like a doctor who diagnoses and prescribes medicines, we at FinlifeCare Solutionsᵀᴹ evaluate your current financials, make an independent analysis of your needs/goals and risk profile, and recommend products from the financial market most suitable to you. The financial plan is constructed in your best interest and financial health.
Being a member of Financial Planning Standards Board India (FPSBI) Mumbai, your planner undergoes ‘Continuous Education’ and keeps himself updated with latest professional knowledge. He is as such committed to professional excellence in financial planning and abides by FPSB India’s Code of Ethics, Rules of Professional Conduct and Practice Standards. You thus get an ongoing expert guide for your family’s financial life, always available for guidance and for review of the plan periodically as per your requirements or on any major change in circumstances.