Financial Planning

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  • Suggest any good investment plans

     Query: I am an IT professional aged about 37 years. I have two kids and my wife is a home maker. – Earning a gross salary of around Rs 1.2 lakh per month. – Own a house in outstation which is earning a rent of Rs 9,000 per month. I stay in a rented house […]

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  • Basics of Personal Finance

    Sensex jumps, ‘aam aadmi’ cries! Why should there be such a conflicting situation? The reason perhaps is that the basics of governance are not right. Otherwise the progress of nation and welfare of all its citizens go with each other. But this is the larger issue! What about your household finance? Are the basics right here? […]

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  • Fundamentals of Investing – Part 2

    Fundamental principles of investment

    (Continued from previous article) Last time we talked about the benefits of starting investments early and making these regularly. Also the importance of looking for higher returns and keeping expenses low in making these investments was highlighted. Following are the remaining fundamental principles of investment: 3) Diversification    Just as it is said, “Do not keep […]

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  • Fundamentals of Investing – Part 1

    Fundamental principles of investment

    As is rightly said, “A man is the best doctor of himself.” He knows through his senses and experiences what is most important for him. This seems to aptly apply in personal finance. Company agents selling insurance and investment products do their job by highlighting the benefits of the products in their basket, which may […]

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