Blog

  • April Is Better Than March For Tax Planning

    (An updated re-post.) 31st March is gone! Is it the right time to talk planning about saving taxes? Many readers may be thinking on this line. First of all, why is tax planning required? It is required to reduce our tax liabilities by the use of various tax exemptions, deductions, rebates and allowances permitted under the income […]

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  • Bill to Safeguard Rights of Home Buyers & Real Estate Investors

    (An updated re-post) There is great interest among Indians for buying house for residence or as an investment. Also a fast growth has been witnessed in the real estate sector. But since this sector has remained largely unregulated in India, home buyers here find little recourse when faced with any problem like delayed possession, overcharging, […]

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  • Be More Cautious about Your House Purchase!

    (An updated re-post) There is a genuine desire amongst the people who don’t have their own house to have one for their home in a city. Yes, I know this as I am myself one of them! On the other hand, a lot of attractive residential projects get launched by enterprising developers in varying locations […]

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  • Suggest any good investment plans

     Query: I am an IT professional aged about 37 years. I have two kids and my wife is a home maker. – Earning a gross salary of around Rs 1.2 lakh per month. – Own a house in outstation which is earning a rent of Rs 9,000 per month. I stay in a rented house […]

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  • Should You Invest In Debt Mutual Funds?

    Real Life Example of Ignorance I happened to meet my previous landlord last year, whose house I had stayed in on rent and, 5 years back, left it on being transferred to another location by my previous employer. It was the month of July when he was in the process of filing his income tax return […]

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  • Basics of Personal Finance

    Sensex jumps, ‘aam aadmi’ cries! Why should there be such a conflicting situation? The reason perhaps is that the basics of governance are not right. Otherwise the progress of nation and welfare of all its citizens go with each other. But this is the larger issue! What about your household finance? Are the basics right here? […]

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  • Fundamentals of Investing – Part 2

    Fundamental principles of investment

    (Continued from previous article) Last time we talked about the benefits of starting investments early and making these regularly. Also the importance of looking for higher returns and keeping expenses low in making these investments was highlighted. Following are the remaining fundamental principles of investment: 3) Diversification    Just as it is said, “Do not keep […]

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  • Fundamentals of Investing – Part 1

    Fundamental principles of investment

    As is rightly said, “A man is the best doctor of himself.” He knows through his senses and experiences what is most important for him. This seems to aptly apply in personal finance. Company agents selling insurance and investment products do their job by highlighting the benefits of the products in their basket, which may […]

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